PCO Credit Hire – Replacement Vehicles for PCO & Private Hire Drivers
If you’re a PCO driver involved in a non-fault accident, getting back on the road quickly is essential. Our PCO Credit Hire service provides accident replacement vehicles with no upfront cost, helping private hire and ride-hailing drivers continue working while their vehicle is repaired or written off.
We specialise in PCO-compliant credit hire vehicles for Uber, Bolt, Free Now, and other private hire operators across London and the UK.
What Is PCO Credit Hire?
PCO Credit Hire is a service designed specifically for licensed private hire drivers who are not at fault in a road traffic accident. Instead of paying for a rental car yourself, a replacement PCO-approved vehicle is supplied on credit while the costs are recovered from the at-fault party’s insurer.
This means:
- No rental fees paid upfront
- No impact on your cash flow
- You stay road-legal and working
Who Can Use PCO Credit Hire?
You may qualify for PCO Credit Hire if:
- You are a PCO-licensed private hire driver
- The accident was not your fault
- The other driver is insured
- Your vehicle is undriveable, damaged, or written off
Whether you drive hybrid, electric, saloon, or executive vehicles, we can supply a like-for-like replacement that meets PCO requirements.
PCO-Approved Replacement Vehicles
All our credit hire vehicles are:
Fully PCO compliant- Licensed and ready to work
- Suitable for Uber, Bolt & private hire platforms
- Insured for private hire use
We aim to provide a like-for-like or upgraded vehicle wherever possible, so you don’t lose income or comfort.
Benefits of Our PCO Credit Hire Service
No Upfront Costs
You don’t pay anything at the start. Hire charges are recovered directly from the at-fault insurer.
Fast Vehicle Delivery
We understand time off the road means lost earnings. That’s why we arrange rapid delivery, often within 24 hours.
Keep Earning
Stay active on ride-hailing platforms while your own vehicle is repaired or replaced.
Accident Management Support
We can also assist with:
- Vehicle repairs
- Write-off claims
- Insurance correspondence
- Personal injury claims (if applicable)
How PCO Credit Hire Works
- Contact Us – Provide accident details and your PCO licence
- Eligibility Check – We confirm non-fault status
- Vehicle Supplied – A PCO-approved car is delivered
- Stay Working – Use the vehicle while your claim is handled
- Costs Recovered – We recover hire charges from the other insurer
Simple, stress-free, and designed for professional drivers.
Why Choose Us for PCO Credit Hire?
- Specialists in PCO & private hire claims
- Large fleet of PCO-licensed vehicles
- Transparent credit hire agreements
- Experienced accident management team
- Support throughout the entire claim process
We understand the pressures PCO drivers face and focus on keeping you mobile and earning.
Common Questions About PCO Credit Hire
Is PCO Credit Hire really free?
Yes, if the accident was not your fault. The costs are recovered from the third-party insurer.
Will this affect my insurance?
No. Claims are made against the at-fault driver’s insurer, not yours.
What if my car is written off?
You can continue using the credit hire vehicle until your settlement is completed.
Do I need my own insurance?
The replacement vehicle comes with hire and private hire insurance included.